Medicare Myths: 5 Things Not Covered by Medicare
When you think of Medicare, you probably think of medical coverage for seniors. And while that is a critical aspect of Medicare, there are several different parts to the program. Each part covers different services, and some parts have gaps in coverage that you may not be aware of. Below, we look at what isn’t covered by Medicare and dispel some common myths about the program: 1. Routine dental exams and treatment Medicare coverage doesn’t include routine dental exams, cleanings, fillings, or extractions. There are a few exceptions, however. If you need dental care to have surgery that Medicare covers, then Medicare will also cover the necessary dental care. For example, Medicare will cover the extraction if you need a tooth extraction before heart surgery. Medicare will also cover dental care related to an injury, such as a jaw fracture. But for routine dental care, you’ll have to pay out of pocket or purchase an individual dental insurance plan. 2. Long term care Medicare coverage does not include long-term care, such as nursing home care. Also, Medicare will not pay for custodial care, which is the kind of care you need when you can no longer take care of yourself.